Not Just Crypto
Last time I checked, Proton Wallet was exclusively for Crypto. That's 100% useless to me. A wallet app needs to store credit/debit cards and allow for relatively simple access to these cards from a phone or watch -- Google, Apple and Samsung all provide this and as I result, I must utilize one or more of them instead of dropping them for Proton. Storing loyalty cards would be a plus, but not nearly as important as actual money cards, whether physical or virtual. If this feature is not planned to be offered, the app should be renamed to something that indicates what it actually is as opposed to "wallet," since I, and many others around the world, carry real-world payment devices in our real-world wallets, not virtual money.
Kehvan Zydhek
shared this idea
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Vivi
commented
I think Proton is targeting a different audience, but I understand the frustration. If they want to compete with major wallet apps, they’ll need to broaden functionality beyond crypto. Otherwise, it’s more of a specialised tool than a general use wallet. It’s kind of like how some apps or games, like https://ropeherosmodapk.com/, focus on a specific experience rather than trying to do everything.
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commented
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A. M_
commented
It's a terrible idea, but only because of the laws. Do you know the rules that require documents and other formal procedures to accept fiat currency deposits or withdrawals? All of Europe has AML laws, and Switzerland has them too.
For now, the only solution I see is a mechanism that can instantly convert fiat currencies, such as CHF or EUR, to EURT, EURC or another stablecoin. I can't just wake up tomorrow and see mandatory KYC in Proton VPN or Proton Wallet, only because of these ideas...